This has to be one of the top questions we are asked. Well, cost depends on a variety of different factors, including:
The older we are, the more likely we are to need medical treatment and so the more a policy costs.
- Outpatient cover
Whether you opt for full outpatient cover, outpatient cover up to a set limit or no outpatient cover at all.
Where you’re based in the UK will impact your policy; if you live near expensive hospitals, such as in Central London, you’ll pay more for your cover.
- Hospital lists
The list of hospitals you’re eligible for treatment in will affect the cost of your Health Insurance, with more expensive hospitals meaning higher premiums.
How much you’re willing to pay upfront for your treatment before the insurance policy takes over, e.g. the first £100 towards your care.
- Additional extras
Optional extras on your policy, such as dental and optical cover, will increase the cost of your premiums.
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If you feel you could benefit from private health care or would like to find out more about the costs involved, please contact us.