This has to be one of the top questions we are asked. Well, cost depends on a variety of different factors, including:
- Age
The older we are, the more likely we are to need medical treatment and so the more a policy costs. - Outpatient cover
Whether you opt for full outpatient cover, outpatient cover up to a set limit or no outpatient cover at all. - Location
Where you’re based in the UK will impact your policy; if you live near expensive hospitals, such as in Central London, you’ll pay more for your cover. - Hospital lists
The list of hospitals you’re eligible for treatment in will affect the cost of your Health Insurance, with more expensive hospitals meaning higher premiums. - Excess
How much you’re willing to pay upfront for your treatment before the insurance policy takes over, e.g. the first £100 towards your care. - Additional extras
Optional extras on your policy, such as dental and optical cover, will increase the cost of your premiums.
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If you feel you could benefit from private health care or would like to find out more about the costs involved, please contact us.
